About Us

Agency for Consumer Equity Mortgages
We are celebrating our tenth year providing senior homeowners and their families with reverse mortgage counseling. Rest assured that our personalized service is with you from the beginning to the end of the loan process. We strive to meet the wants and needs of every client we work with and welcome any and all questions about the process.

	Mario Martirano is the President and Founder of the Agency. Mario is always available for personal and confidential consultation. He has been involved with all types of loans over the years, including every Government program available to seniors, including HUD and FHA. Feel free to contact Mario directly at Tel. (914)592-3660.

Why should I choose Agency  for Consumer Equity Mortgages, Inc. as my reverse mortgage specialist?
Agency for Consumer Equity Mortgages, Inc. is a loan correspondent of and sponsored by Financial Freedom. They are one of the very few lenders that offer the HECM program and is the top servicers of reverse mortgages in the country.  They also are part of a financial services institution that has flourished through the uncertainties of fluctuating economic cycles and has served America's financing needs.
           
Agency for Consumer Equity Mortgages, Inc.'s reverse mortgage specialist, Mario L. Martirano, has much experience in originating and processing reverse mortgages. He has closed over 1500 reverse mortgages in the past 10 years, written articles, appeared on radio/ television shows and performed many seminars on the reverse mortgage programs. Mario Martirano will try to make the reverse mortgage process convenient and as easy as possible for you. He will explain the process in more detail and will help guide you through the whole transaction from application to closing. Mario will also be available to help you with any additional questions after the closing.

Furthermore, the application and closing can take place in the comfort of your own home, usually within a 3 1/2  week period.

The Agency for Consumer Equity Mortgages has been a proud and active members of the National Association of Mortgage Brokers, the New York and Connecticut Mortgage Associations and the National Association of Reverse Mortgage Lenders Association for over 10 years and supports it's ideals of integrity and honesty in all of our business practices.. These trade groups allow the Agency for Consumer Equity Mortgages to stay in touch with all regulatory and compliance issues involved in the mortgage business and prepares us to do the best job possible for our clients.